SWFL Public Adjusters- "We Fight, You Win"

Property damage? Don’t settle for less—let me fight for the full insurance payout you deserve!

Insurance companies don’t wait — and neither should you.

Delays can reduce or deny your claim.

Southwest Florida's Trusted Firm

SWFL Public Adjusters is a locally owned firm based in Naples, FL, founded by Andrea Cannizzaro. We’re here for one reason—to make sure homeowners don’t get taken advantage of during the insurance claim process.

After seeing firsthand how confusing and frustrating claims can be, Andrea built this company to give policyholders someone in their corner. From the first inspection to the final settlement, we handle the entire process so you don’t have to deal with the back-and-forth, delays, or low offers from the insurance company.

Every claim is different, but the goal is always the same: maximize your payout and make the process as stress-free as possible.

As a member of FAPIA and an experienced public adjuster, Andrea takes pride in being responsive, detail-oriented, and willing to go the extra mile for every client. When you work with SWFL Public Adjusters, you’re not just another claim—you’re a priority. 

SWFL Public Adjusters: Your trusted partner for any claim

WATER DAMAGE CLAIMS

CATASTROPHE CLAIMS

Fire Claims

OTHER DAMAGES

"Financial Peace of Mind" Why Hire SWFL Public Adjusters: with (“Your Advocate When It Matters Most”)

Our experts work on your behalf to reduce stress, eliminate claim errors, and secure the best possible payout from your insurance company.

With SWFL Public Adjusters on your side, you’re not just another claim number. Our team carefully evaluates every detail of your property damage and identifies every opportunity to maximize your settlement. We take a thorough, results-driven approach to ensure nothing is overlooked—consistently securing higher payouts for our clients than what is typically offered by insurance companies.

As someone who is a member of FAPIA and is well seasoned in the industry, there is no better choice than SWFL.

Ronald Richards

CEO & Founder

Hear from our satisfied customers

Stay updated with expert insights, practical tips, and helpful guides to better understand insurance claims and protect your property.

We Proudly Serve all of Florida, including these major cities:

Need Help Understanding Your Claim?

Find clear answers to the most common questions about public adjusting, insurance claims, and how we help you get the settlement you deserve.

Still Have Questions?

Our experts are ready to answer your questions and help you.

Q1. How much does a public adjuster cost?

 Public adjusters typically work on a contingency fee basis, meaning you pay nothing upfront. They receive a percentage (usually 10-20%) of the final settlement amount. If no settlement is secured, you pay nothing—there’s no financial risk involved for you. 

Call your insurance company’s claims department—or let us handle it for you. We’ll file your claim the right way and set it up for the best possible outcome.

The length of time varies depending on the complexity of your claim. However, public adjusters streamline the process, helping to expedite the claim and reduce delays. On average, it can take weeks to months or years to resolve claims, but a public adjuster helps ensure the process moves as quickly and smoothly as possible.

Your insurance company has its own adjusters and representatives looking out for their interests—why not have someone in your corner? SWFL Public Adjusters works for you to make sure your claim is handled properly and you’re paid fairly.

It’s best to hire a public adjuster as early as possible—ideally before filing your claim. This ensures everything is documented properly from the start. However, we can step in at any stage, even if your claim has already been filed, underpaid, or denied.

Ensure safety first, then document the damage with photos and videos. If you can, take steps to prevent further damage. Before moving forward, contact SWFL Public Adjusters—we’ll help you handle the claim the right way from the start.

Even small damage can lead to bigger issues like hidden water intrusion, mold, or structural problems. It’s always best to have it inspected—what looks minor could turn into a much larger claim.

Join Our Team of Public Adjusting Professionals

If you’re interested in becoming a Public Adjuster, start by applying here and attaching your resume.

Andrea's Guide to Success

Stay updated with expert insights, practical tips, and helpful guides to better understand insurance claims and protect your property.

How to Maximize Your Insurance Claim Like a Pro

Common Mistakes After Property Damage

F.A.P.I.A: The Florida Association of Public Insurance Adjusters

From Damage to Recovery

See how we help clients move from loss to fair settlement through expert claim handling and support.

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