SWFL Public Adjusters- "We Fight, You Win"

Q: Q1. How much does a public adjuster cost?

Public adjusters typically work on a contingency fee basis, meaning you pay nothing upfront. They receive a percentage (usually 10-20%) of the final settlement amount. If no settlement is secured, you pay nothing—there’s no financial risk involved for you.

Property damage? Don’t settle for less—let me fight for the full insurance payout you deserve!

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No recovery, No fee
We work for you, not the insurance company
Free Inspection & Consultation
We don't get paid unless you do - (Call Now)
No recovery, No fee
We work for you, not the insurance company
Free Inspection & Consultation
We don't get paid unless you do - (Call Now)

Insurance companies don’t wait — and neither should you.

Delays can reduce or deny your claim.

Don't miss crucial deadlines, call today!

(630) 730-5356

Southwest Florida's Trusted Firm

SWFL Public Adjusters is a locally owned firm based in Naples, FL, founded by Andrea Cannizzaro. We’re here for one reason—to make sure homeowners don’t get taken advantage of during the insurance claim process.

After seeing firsthand how confusing and frustrating claims can be, Andrea built this company to give policyholders someone in their corner. From the first inspection to the final settlement, we handle the entire process so you don’t have to deal with the back-and-forth, delays, or low offers from the insurance company.

Every claim is different, but the goal is always the same: maximize your payout and make the process as stress-free as possible.

As a member of FAPIA and an experienced public adjuster, Andrea takes pride in being responsive, detail-oriented, and willing to go the extra mile for every client. When you work with SWFL Public Adjusters, you’re not just another claim—you’re a priority.

WATER DAMAGE CLAIMS

help me with my water claim

CATASTROPHE CLAIMS

Hurricanes
Tropical Storms
Tornadoes
Flooding
Tornadoes
Sinkholes
Ground Collapse
Storm Surges
Wildfires
Hail

Help me with my catastrophe claim

Fire Claims

help me with my other damages claim

OTHER DAMAGES

help me with my other damages claim

"Financial Peace of Mind" Why Hire SWFL Public Adjusters: with (“Your Advocate When It Matters Most”)

Our experts work on your behalf to reduce stress, eliminate claim errors, and secure the best possible payout from your insurance company.

With SWFL Public Adjusters on your side, you’re not just another claim number. Our team carefully evaluates every detail of your property damage and identifies every opportunity to maximize your settlement. We take a thorough, results-driven approach to ensure nothing is overlooked—consistently securing higher payouts for our clients than what is typically offered by insurance companies.

Don’t let the insurance company underpay you.

As someone who is a member of FAPIA and is well seasoned in the industry, there is no better choice than SWFL.

Hear from our satisfied customers

Stay updated with expert insights, practical tips, and helpful guides to better understand insurance claims and protect your property.

Steve Turbin

I recently worked with Andrea from SWFL Public Adjusters, and he was an absolute game-changer for my insurance claim. He negotiated a significantly higher settlement from my insurance company than what they initially offered—well worth it! Andrea walked me through every step of the process in a clear, straightforward way, making what could have been a stressful and confusing experience much easier to handle. He always prioritized my best interests, communicated promptly, and fought hard to get me what I was entitled to. If you’re dealing with a property damage claim in Southwest Florida, I highly recommend Andrea and SWFL Public Adjusters.

M.A. Hattenhauer

Andre was very professional. He was able to max out my insurance policy.He was very reliable as well as extremely helpful in the entire process.

Sherri koppelkam

Andrea has assisted many of our customers. He is very patient, caring, and trustworthy, and we feel very confident and proud to recommend him.

Karen Paul

I was very impressed with the professionalism that was displayed as well as the continued updates of what steps were being taken for my behalf by SWFL Public Adjusters. I highly recommend them to anyone requiring a third party be involved with an insurance claim. Definitely five stars!

JAR

Andrea at SWFL is fabulous! He attended to every detail and communicated every step along the way. He is great at managing the process and I couldn't have done it without him! I would highly recommend using SWFL Public Adjusters.

Bob Barriger

Andrea was great to work with on my insurance claim. My insurance company offered me a paltry amount at first. Andrea did a walk thru wrote up his estimate and presented to my insurance company. He was diligent and relentless with the insurance company to get a fair and equitable amount for our damages. I would highly recommend him for work on a claim again.

Elodie Chatelain

Andrea is incredibly knowledgeable and reliable when it comes to property insurance claims. As a public adjuster, he truly advocates for his clients and makes the claims process clear, smooth, and less stressful. If you ever find yourself needing to file a property claim, Andrea is the go-to person you want on your side. Highly recommended for his professionalism, responsiveness, and dedication to getting the best outcome!

Barry Rosenberg

Andre was the nicest and best and most professional public adjuster that I have met in 21 years in Florida since hurricane Charley in 2004. He was able to help a 78 year old disabled recent widow finally get her fair settlement a couple of weeks ago after fighting with her insurance company for over 2 years and had her in the hospital once and possibly contributed to her husband's death. You can depend on Andre at SW Florida Public Adjusters. Thank you, Andre for helping this lady finally get her home back together. You're the Best! Barry Rosenberg for Mrs. Cheryl Tracy.

Bill Stewart

Andrea professionally advised me about strengths and weaknesses of my insurance claim. He handled all communications with the insurance claim filing, mediation and final negotiation with the insurance company, resulting in a favorable settlement for me. I would engage Andrea again for any insurance claim I may need to file in the future.

Frank Cioffi

Very fast and reliable service. I Just deposited the settlement check. Andrea Went above and beyond. One night he had 2 wait for over 2 hrs++ for the Ins adjuster. Instead of rescheduling he waited for ins adjuster's arrival. And he explains everything in detail as to length of time till final check, Etc. I recommend them and would use the the next time something happens. I did nothing he was a great go between!

We Proudly Serve all of Florida, including these major cities:

Need Help Understanding Your Claim?

Find clear answers to the most common questions about public adjusting, insurance claims, and how we help you get the settlement you deserve.

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Q1. How much does a public adjuster cost?

Public adjusters typically work on a contingency fee basis, meaning you pay nothing upfront. They receive a percentage (usually 10-20%) of the final settlement amount. If no settlement is secured, you pay nothing—there’s no financial risk involved for you.

Q2. How do I file a claim?

Call your insurance company’s claims department—or let us handle it for you. We’ll file your claim the right way and set it up for the best possible outcome.

Q3. How long does the claims process take with a public adjuster?

The length of time varies depending on the complexity of your claim. However, public adjusters streamline the process, helping to expedite the claim and reduce delays. On average, it can take weeks to months or years to resolve claims, but a public adjuster helps ensure the process moves as quickly and smoothly as possible.

Q4. How do I know if I need a public adjuster?

Your insurance company has its own adjusters and representatives looking out for their interests—why not have someone in your corner? SWFL Public Adjusters works for you to make sure your claim is handled properly and you’re paid fairly.

Q5. Can I handle my claim without a public adjuster?

It’s best to hire a public adjuster as early as possible—ideally before filing your claim. This ensures everything is documented properly from the start. However, we can step in at any stage, even if your claim has already been filed, underpaid, or denied.

Q6. What should I do immediately after damage occurs?

Ensure safety first, then document the damage with photos and videos. If you can, take steps to prevent further damage. Before moving forward, contact SWFL Public Adjusters—we’ll help you handle the claim the right way from the start.

Q7. What if my damage seems minor?

Even small damage can lead to bigger issues like hidden water intrusion, mold, or structural problems. It’s always best to have it inspected—what looks minor could turn into a much larger claim.