FAQ

Public adjusters typically work on a contingency fee basis, meaning you pay nothing upfront. They receive a percentage (usually 10-20%) of the final settlement amount. If no settlement is secured, you pay nothing—there’s no financial risk involved for you.

Call your insurance company’s claims department—or let us handle it for you. We’ll file your claim the right way and set it up for the best possible outcome.

The length of time varies depending on the complexity of your claim. However, public adjusters streamline the process, helping to expedite the claim and reduce delays. On average, it can take weeks to months or years to resolve claims, but a public adjuster helps ensure the process moves as quickly and smoothly as possible.

Your insurance company has its own adjusters and representatives looking out for their interests—why not have someone in your corner? SWFL Public Adjusters works for you to make sure your claim is handled properly and you’re paid fairly.

It’s best to hire a public adjuster as early as possible—ideally before filing your claim. This ensures everything is documented properly from the start. However, we can step in at any stage, even if your claim has already been filed, underpaid, or denied.

Ensure safety first, then document the damage with photos and videos. If you can, take steps to prevent further damage. Before moving forward, contact SWFL Public Adjusters—we’ll help you handle the claim the right way from the start.

Even small damage can lead to bigger issues like hidden water intrusion, mold, or structural problems. It’s always best to have it inspected—what looks minor could turn into a much larger claim.